Retirement Advisors Group

Welcome. We have designed this website to help you learn more about personal finance and we're certain that you will find a variety of financial tools that can help you.

"Code of Ethics"

I lead a team of experts who work with people just like you...to determine if your retirement income will last as long as you do.  We apply proven strategies and effective techniques to help assure success regardless of the markets ups and downs, low interest rates or even the effects of high inflation on your money.

We know this by producing comprehensive written "Retirement Income Analysis" which will provide you and us with how much money and income you will need to have throughout your retirement life. Contact us today at 1(888) 832-1953 to get your report, FREE!

Save the Investor...Save the World! 

Stephen J. Barbé, RFC®
Registered Financial Consultant
Calculators

Disability Income Insurance

How much Disability Income Insurance do you need?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

More Calculators →

Newsletters

When Key Players Can't Work

If a company is a two-owner business or its success relies on a few key players, key-person life or disability insurance could possibly offset the risk that the premature disability or death of a major contributor could ruin its future prospects.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

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